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Insurance is not the only method to manage risk and protect your business. As a business owner, it is practical to conduct an overall review of the hazards that may cause an event resulting in damage, injury or a financial loss to you or other parties. Once this is done, implement a plan or plans to help minimize the chance or severity of a loss.
Some measures you can take to help prevent theft and injury, and minimize financial loss or the amount of a claim against your insurance are:
Inspection of your vehicles and heavy equipment may be required by law more often than you realize. Know your obligations.
Daily visual walk-around inspections are recommended even on light-use equipment and vehicles.
Keep an accurate maintenance log for all testing and repairs of equipment and vehicles.