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I had an experience a while ago with the last lady that managed my account. Any other agent I had spoken to about high rates had a canned response that "everything goes up". Your agent called me back and explained the pricing for boat, house, auto and quad. Some of the rates had gone down and your company had shopped around in some cases for better rates. When she was done I had a thorough understanding of my policy pricing and understood some options to reduce those premiums.

Waterford customer

Save $$ on auto insurance

Save $$

Save $$ on auto insurance

Here are some ways to lower your auto insurance costs.

  1. Get a usage-based insurance device. These nifty little devices track your driving record and reward good driving with increased savings. Also, you get a 10% saving on your insurance immediately and can save up to 25% on renewal. Let us get you on the road to saving!
  2. Short commute to work: Finding a house close to work reduces the distance that you need to drive daily to work and can result in lower insurance premiums.
  3. A perk for those who are retired: Some insurance companies offer different retirement discounts for drivers.
  4. Bundle up: Many insurance companies provide a discount if you bundle your home and auto insurance.
  5. Increase your deductible: When you are buying insurance, you will be asked about the deductible – the amount of money you will have to pay if you file a claim wherein a deductible applies. A higher deductible can lower the premium you pay.
  6. Where you live can make a difference: In some areas of the province, the cost of insurance is higher. If you move within Ontario, ask your broker if there will be a reduction in your insurance.
  7. Buy the right vehicle: Insurance for some cars can cost more than insurance for others. When you are shopping for a car, it’s a good idea to check with us to see how the insurance costs vary.
  8. Always ask for discounts: We love saving our customers money on insurance. There are lots of discounts available – such as claims free, low-distance commute, multi-vehicle. Contact us and we'll make sure you are getting all the discounts available to you!

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100-1725 Upper James St
Hamilton, ON L9B 1K7
Local: 905-575-5969
Toll-Free: 1-800-463-8074

112 Wilson St
Oakville, ON L6K 3G6
Local: 905-338-6888
Toll-Free: 1-866-610-6888

102-25 Corporate Park Drive
St. Catharines, ON L2S 3W2
Local: 905-688-2772
Toll-Free: 1-877-280-2772

6 Parkview Road, P.O. Box 28
Hagersville, ON N0A 1H0
Local: 905-768-3384
Toll-Free: 1-800-665-7790

1005-480 University Ave
Toronto, ON M5G 1V2
Local: 416-506-JENN (5366)
Toll-Free: 1-800-463-8074