Here are some ways to lower your auto insurance costs.
Get a usage-based insurance device. These nifty little devices track your driving record and reward good driving with increased savings.Also, you get a 10% saving on your insurance immediately and can save up to 25% on renewal. Let us get you on the road to saving!
Short commute to work: Finding a house close to work reduces the distance that you need to drive daily to work and can result in lower insurance premiums.
A perk for those who are retired: Some insurance companies offer different retirement discounts for drivers.
Bundle up: Many insurance companies provide a discount if you bundle your home and auto insurance.
Increase your deductible: When you are buying insurance, you will be asked about the deductible – the amount of money you will have to pay if you file a claim wherein a deductible applies. A higher deductible can lower the premium you pay.
Where you live can make a difference: In some areas of the province, the cost of insurance is higher. If you move within Ontario, ask your broker if there will be a reduction in your insurance.
Buy the right vehicle: Insurance for some cars can cost more than insurance for others. When you are shopping for a car, it’s a good idea to check with us to see how the insurance costs vary.
Always ask for discounts: We love saving our customers money on insurance. There are lots of discounts available – such as claims free, low-distance commute, multi-vehicle. Contact us and we'll make sure you are getting all the discounts available to you!