Morison Insurance saved our family over $1300!
STEP 1 Stop. If your vehicle is involved in an accident and you don't stop, you may be subject to criminal prosecution.
STEP 2 If anyone is injured, if the total damage to all the vehicles involved appears to be MORE than $1,000, or if you suspect that any of the other drivers involved are guilty of a Criminal Code offence (such as driving under the influence of drugs or alcohol), call 911 and follow the instructions given to you by the emergency operator. Police will arrive as soon as possible.
STEP 3 If it is safe to do so, move your vehicle to the side of the road, out of traffic. If your vehicle cannot be driven, turn on your hazard lights or use cones, warning triangles or flares, as appropriate.
If you have access to a digital camera or a cell phone, you should use it to take pictures of the scene; preferably before the vehicles are moved. You should also use your cell phone to audio record as much information as possible.
STEP 4 Write down the names, addresses, and telephone and driver's licence numbers of all of the other drivers, the licence plate numbers of the other vehicles, as well as the names and addresses of the registered owners of the vehicles, and the insurance information for each of the other vehicles.
STEP 5 Also obtain the names, addresses, and telephone numbers of passengers and witnesses.
STEP 6 Jot down specific details about the scene of the accident, using the accident worksheet provided.
STEP 7 Report the accident to your broker, agent, or insurance company as soon as possible after the accident. For more information on filing an insurance claim with your insurance company, call FSCO at(416) 250-7250, Toll-free: 1-800-668-0128, and ask for a copy of our After an Auto Accident: Understanding the Claims Process brochure.
Article taken from The Financial Services Commission of Ontario's website: http://www.fsco.gov.on.ca/en/auto/brochures/pages/brochure_accidents.aspx