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We are asked this question all the time. The main differences have to do with choice and independence. Morison Insurance Brokers is an insurance brokerage. We are independent, and although we represent several insurance companies, we work for you, our customer. We are independent. We are able to “shop” many companies for the best policies and prices for you. You have choices when it comes to buying insurance.
As insurance brokers, we are objective. We are not employed by any insurance companies. A broker’s only allegiance is to get the best insurance for the customer. Insurance brokers have in-depth knowledge of insurance, provide personal service and are licensed and trained through the Registered Insurance Brokers of Ontario. We are members of the Insurance Brokers Association of Ontario which represents a network of independent and professional brokers.
An agent, by contrast, sells insurance for one company only. A direct writer also sells insurance for one company only. This means you cannot choose insurance from several companies and there is no independence. These are salespeople employed by an insurance company.
An insurance broker is not the same as an insurance company. A broker sells products from several insurance companies. Most insurance brokerages are independently owned. Morison Insurance is independently owned.
Call our Morison Insurance brokers for a Quote today!