Umbrella coverage is an extension of your existing home, cottage, rental, watercraft or auto insurance policies. It would cover you if you are ever faced with a claim or lawsuit that surpasses your standard limit on the primary policies.
On May 4, 2018 Ontario was hit with a wind storm that caused $380 Million dollars in damages, according to the Insurance Bureau of Canada. Shingles were blown off of roofs, trees toppled, fences knocked down, and power was out for thousands.
As summer holidays have come to an end, it’s time for back to school. Kids everywhere are starting a new year of education. The older ones have moved out to study abroad, far from your home.
A dwelling will be deemed vacant when its occupants have left and do not have any intention of returning. It may also be a new dwelling that you have not yet moved into or that you are renting out and currently does not have any tenants.
Your son or daughter has passed their G2 driving test and will now be using your car occasionally on their own. With this milestone you want to make sure they are protected as much as possible.