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Enjoy Worry-Free Living with the Best-in-Class Condo Insurance

Stress-free living with the proper condo insurance coverage for your unique situation.

  • Know you’re covered for your upgrades and renovations
  • Save up to 30% when you bundle your condo and vehicle
  • Protect your contents including storage units

Call 1-800-463-8074 to speak with a broker about Condo Insurance today.

Ontario Condo Insurance

Condominiums come in all shapes and sizes, no matter if it’s high-rise building or a townhouse, Morison Insurance has the industry experience and knowledge to provide you with the best possible advice to look after your condo insurance needs. Many condominium unit owners do not realize they need their own separate condominium insurance policy in addition to the policy held by the association or corporation. Condominium insurance provides personal property coverage and personal liability.

At Morison Insurance we want to make sure your condo is properly protected. Here are some important coverages to consider

Unit Betterments and Improvements Protection

Your condo corporation’s master insurance policy covers the building and common areas.  It doesn’t provide coverage for any upgrades made by you or any previous owners in your residence. Betterments and improvements coverage is an important coverage included on a condo policy.

Loss Assessment  Protection

Occasionally the condo corporation may assess all of the unit owners an amount – a special assessment – to cover significant repairs to the condominium building if it has been damaged and the condo corporation insurance policy is not adequate.  If that happens there is a special assessment levied on all the condo owners. The Loss Assessment endorsement is a special endorsement that is included under your Condo Policy.  Your Morison Insurance broker would be happy to discuss the limit options available.

Personal Property Protection

Your condo policy will also provide coverage for all of your personal belongings at your chosen limit.  This includes your furniture, clothing, and jewellery.  Make sure to discuss with your Morison Insurance broker any special limits on contents that may be applicable.

For Condominium Insurance, call Morison Insurance or click below to get an online quote.

What is Condo Insurance?

Condo insurance is a type of property insurance that covers your living space against potential losses and damages. Condo insurance is able to cover the interior of your condo as well as your belongings. The outside of your condo is typically covered by your Homeowner’s Association insurance which makes you responsible  for your inner living space.

Who Needs Condo Insurance?

Your bank will require you to have condo insurance in the process of purchasing a condo. Should any damage occur to your unit, or should you cause any accidental damage to someone else’s property in a unit nearby (due to the proximity), condo insurance will cover your damages and liabilities. Most importantly, this type of policy lets you enjoy condo living with full peace of mind.

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Have a Question?

Ask us anything about Condo Insurance! Call 1 (800) 463-8074 to speak with a licensed broker and get the correct answers today.

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“There is no doubt why Morison Insurance was awarded Ontario Brokerage of the Year. Morison Insurance provides excellent customer service, very competitive prices and personalized policies that actually appeal to your own lifestyle. As a millennial, Morison is great for me because they offer 24/7 service with the MyMorison App. I can check my insurance and make a claim whenever I want! Contact Morison Insurance to see what else they have to offer!”

Get In Touch

Visit one of our 7 offices in Hamilton, Oakville, St. Catharines, Haldimand, Simcoe, Waterford or Port Dover. Can’t get to one of our insurance offices?

We are always happy to hear from you by email at [email protected], by text at 289-768-7322 or by phone at 1-800-463-8074.

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