I had an experience a while ago with the last lady that managed my account. Any other agent I had spoken to about high rates had a canned response that “everything goes up”. Your agent called me back and explained the pricing for boat, house, auto and quad. Some of the rates had gone down and your company had shopped around in some cases for better rates. When she was done I had a thorough understanding of my policy pricing and understood some options to reduce those premiums.
An umbrella insurance policy is an extra layer of liability coverage, and it will provide coverage for additional exposures. Typically an umbrella policy will cost about $150 to $180 per year. The umbrella policy is an additional layer of liability insurance over your home, car, motorcycle, cottage, watercraft and snowmobile policies.
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