We Are Forward Insurance Brokers

Forward Insurance Broker Ontario  

As an independently owned Insurtech MGA, Forward Insurance Managers Ltd. prides itself on being a traditional underwriting agency that uses modern technology to make it easier for customers and Forward Insurance brokers to access the right insurance options across a wide range of niche coverage offerings. That doesn’t mean Forward Insurance puts technology first—they emphasize that their focus is on people plus technology, and always in that order. Forward Insurance recognizes that insurance is a people-oriented industry, and that means it’s crucially important to have a team of experienced underwriters and claims adjusters who are ready to serve and are passionate about what they do.

Morison Insurance is proud to be a Forward Insurance broker partner. Our expert brokers are well-versed in the products offered by Forward, and we know how to leverage them to get you the right insurance coverage for your unique needs, whether you’re looking for personal insurance, commercial insurance or a more specialized type of coverage.

Why Is a Forward Insurance Broker the Right Choice?

Unlike some insurance companies, Forward Insurance does not sell their products through insurance agents to avoid competing with their Forward Insurance broker partners. That means their insurance coverage is only available through Forward Insurance brokers such as the Morison Insurance brokerage team.

Working with a Forward Insurance broker has some big benefits for policyholders. Forward Insurance is a well-known and trusted name in Ontario and Canada’s insurance sector. It offers an innovative yet approachable way to get the necessary coverage for your personal and business life. That includes a technologically advanced consumer experience parallel to a traditional personalized service where underwriters are available by phone and always ready to find the right solution.

Choosing a qualified Forward Insurance broker ensures that you get accessible coverage adapted specifically to address your unique insurance requirements. The personalized coverage and responsive claims experience are what make Forward Insurance brokers a top choice among Ontario policyholders.

What Insurance Products Are Available Through a Forward Insurance Broker?  

When you consult with a Forward Insurance broker at Morison Insurance, we can offer you access to a wide range of personal and commercial insurance products, from professional liability coverage for those who offer professional advice and services to home insurance for those with challenging risk attributes.

Commercial Insurance

The right business insurance coverage is crucial for the success of any type of business, and Forward Insurance brokers have access to a variety of coverages, both generalized and specialized, for a range of professions and industries. Forward’s commercial insurance offerings include:

• Commercial property insurance
• Contractor insurance
• Spa insurance
• Personal trainer insurance
• Sports and fitness insurance
• Office insurance
• Store insurance
• And more

Professional Liability Insurance  

If you are in the business of providing professional advice or services, including consulting, you are likely already well aware of how important professional liability insurance is to your continued success. The advice and services you specialize in open you up to the risk of having legal action brought against you in court for issues such as alleged professional negligence, wrongful business practices, bad advice, conflict of interest or breach of contract.

With the right professional liability coverage, you are eligible for compensation to handle the costs associated with litigation, including legal mediation, attorney costs, court fees, and settlement expenses, should you be found liable in court. Forward Insurance brokers can get robust liability coverage for a wide range of professionals, including but not limited to:

• Accountant insurance
• Non-profit insurance
• Directors and officers insurance
• Photographer insurance
• Consultant insurance
• Interior designer insurance
• Massage therapist insurance
• Physiotherapy insurance
• And more

Construction Insurance  

It’s no secret that construction companies and contractors are vulnerable to losses related to liability and property damage—a building under construction is always going to be more susceptible to damage and destruction than a completed building. But it’s worth noting that liability risk for construction professionals doesn’t end when the construction phase is finished, making it necessary for construction companies and contractors to have:

• Construction company insurance
• Builders risk insurance
• And more

Cyber Risk Insurance

Nowadays, businesses of all sizes and descriptions typically conduct at least some of their business online and/or store sensitive information on servers that can be accessed remotely. While information security measures can be very sophisticated and are an absolute must-have, cybercriminals are motivated to always stay one step ahead. Cyber attacks are most likely to target small- and medium-sized businesses because those companies are less likely to have ironclad security in place. Forward Insurance brokers can get cyber risk insurance specifically targeted toward small and medium companies with a gross revenue of less than $65,000,000.

You are responsible for protecting sensitive information such as payment or identity details while that information is in your care, so if you fall prey to a cyber attack, you could be sued by multiple parties. In that scenario, you need cyber insurance from a Forward Insurance broker to get insurance compensation for litigation and settlement costs. The cyber risk insurance offered by Forward also includes the option for crime or funds transfer scenarios, including social engineering and phishing attacks.

Environmental Insurance

If you work in an industry that can potentially cause environmental harm, it’s a very good idea to speak with your Forward Insurance broker about environmental insurance. This insurance line covers you for the liability costs associated with a polluting event, whether it’s sudden or gradual. Businesses that need environmental liability insurance include gas stations, agricultural operations, golf courses, construction sites and many more.

Personal Insurance

There’s no doubt that everyone in Ontario needs the protection against financial setbacks that comes with the right personal insurance policies. Forward Insurance brokers are able to offer a variety of critical personal insurance coverages, including:

• Personal umbrella insurance
• Duplex, triplex, fourplex insurance
• Student rental insurance
• Vacant dwelling insurance
• High-value home insurance
• Secondary home insurance 
• Cottage insurance
• Condo insurance
• Tenant insurance
• And more

Marine Insurance

While marine insurance typically falls under personal insurance coverage, Forward Insurance breaks marine coverage into its own product line, specifically designed for watercraft types such as powerboats, sailboats, luxury yachts, and personal watercraft such as jet skis.

Can a Forward Insurance Broker Bundle My Insurance Coverage?

A Forward Insurance broker can help you bundle some types of coverage, depending on what you need and what works best for your insurance requirements. For example, professional liability coverage is available on a stand-alone policy but can be bundled with commercial general liability and commercial property insurance. That makes sense, considering that most business professionals who need professional liability will also need commercial general liability and likely commercial property coverage as well.

There are other bundles that your Forward Insurance broker can access as well. Forward Insurance offers packages for certain industries and professionals, such as an office insurance package with optional coverages like business interruption insurance, equipment breakdown insurance, crime insurance, etc. Speak to your Forward Insurance broker at Morison Insurance to learn more about the coverages that can be bundled together in a package.

How Can I Get A Forward Insurance Quote?

It’s easy to contact a qualified Forward Insurance broker—give us a call at 1-800-463-8074 or fill out the form on this page to speak with a licensed broker at Morison Insurance about the options available to you through Forward Insurance. Our skilled brokers have the expertise to track down the right coverage for you and deliver quotes on the insurance you need most.