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Insurance Tips

What is a deductible?

A deductible is the amount you share if you have a claim. Generally a deductible is $1,000 for home insurance and $500 for auto insurance. If you have an at-fault accident or need a new windshield, your vehicle is vandalized or hit-and-run for a few examples, you...

Vacant Dwelling

A dwelling will be deemed vacant when its occupants have left and do not have any intention of returning.  It may also be a new dwelling that you have not yet moved into or that you are renting out and currently does not have any tenants.