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Ontario Land Rover Insurance

Get the right insurance protection for your Land Rover.
  • Customized coverage to fit your specific needs
  • Many optional coverages are available 
  • Competitive quotes from Canada's most respected insurance companies
Complete the form or call 1-800-463-8074 to speak with a licensed broker about Land Rover Insurance today.

Land Rover Insurance Ontario

You have chosen power, luxury and comfort when you drive a Land Rover. Selecting a Land Rover shows that you recognize quality both inside and out. No matter which Land Rover model you drive, it is only fitting to get the best luxury car insurance coverage. Contact an insurance broker specializing in high-end vehicles to help create a customized Land Rover insurance policy tailored to your personal needs.

What Is Land Rover Car Insurance?

Land Rover insurance secures provides protection for you you and your luxury vehicle in the event of an insured claim. In Ontario, having insurance coverage for your vehicle is mandatory, and certain coverages are required, however, you do have the option to increase those coverage levels, as well as add additional coverages for added protection. Speak to a broker who will work with you to provide the best plan to protect you and your luxury vehicle with the proper protection.

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How Does Land Rover Insurance Work?

Land Rover insurance will help provide coverage for you in the event of a claim. It is mandatory to have insurance when you drive a vehicle in Ontario. If you do not have the proper coverage while drivingRange Rover and damage is done to your vehicle or another, you may end up having to pay out of your own pocket. Specialized brokers are available to help guide you through receiving the best Land Rover insurance.

What Does Land Rover Insurance Cover?

In the event of a loss with the insured vehicleLand Rover insurance will protect both you and your automobile. You must have minimum coverages on your vehicle, such as liability, accident benefits, uninsured automobile, and property damage coverage.

In auto insurance, there is no such thing as one-size-fits-all insurance. That's why there are many additional coverages that a broker can add to your policy creating customizable insurance solutions based on your needs. Ensure you have full-coverage insurance to protect your luxury vehicle. Listed below are a few of the optional coverages available. 

  • Comprehensive Insurance Coverage: This optional coverage provides payment for losses not covered by the upset or collision insurance coverage (which is noted below). Coverage is also offered for specific perils that are outlined on your Land Rover insurance policy.
  • Upset or Collision Coverage: Provides additional protection for losses that are caused when the insured automobile is involved in an accident with another object such as a median, the ground surface, another vehicle, a street sign, or a streetlight, or if the car tips over.
  • All-Perils Coverage: All-Perils coverage combines the coverages of Comprehensive and Collision/Upset. This optional coverage includes damage or loss caused when a person who lives in the same household were to steal the insured Range Rover. This coverage also applies if the insured Range Rover is stolen by any of the following: an employee who drives, services, uses or repairs the vehicle.
  • Loss of Vehicle Use Coverage: Provides coverage for the use of a rental car if the insured automobile is out of use due to a damage claim.
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How Much Does Land Rover Insurance Cost?

The average cost of Land Rover insurance can range anywhere between $1,200 to $5,000. When determining the annual cost of your insurance premiums, several factors must be considered. Some factors include insurance history, claims history, estimated kilometres driven, the model and year of the Land Rover, the driver's age, driving record, any insurance add-ons, and much more.

It is worth considering that many insurance companies will require a higher deductible due to the higher value of a Land Rover vehicle. The deductible is the insured's amount to pay towards a claim before the insurance company gets involved. A higher deductible will help lower the average rate, showing that the insured has agreed to pay more when a claim occurs.

Below is a table to explain how insurance rates can vary between the different models based on real-life quotes. Please keep in mind that the values will differ depending on your personal situation. When you talk with an experienced insurance specialist, they will provide you with an insurance quote outlining the exact cost of insurance based on your needs.

VehicleApprox. Price (per year)
Land Rover Defender$1,400-$4,700
Land Rover Discovery$1,400-$4,700
Range Rover$1,500-$4,800
Range Rover Evoque$1,500-$5,000
Range Rover Sport$1,700-$5,000
Range Rover Velar$1,600-$5,000

How Are Auto Insurance Quotes For Land Rovers Calculated?

Land Rover insurance quotes are calculated based on factors that are specific to the driver, the vehicle, and the particular coverages that you add to your policy.

Driver-specific factors that impact insurance premium include your age, where you live, driving experience, driving recordinsurance history, claim history, how far you drive, and much more.

The vehicle type will also impact your premium. Auto insurers will review data from other drivers with the exact Land Rover model to determine how frequently there have been accidents or filed claims. Insurers consider other factors such as the purchase price, cost of repairs, and theft rate when determining the cost of your Land Rover insurance premium.

If you purchase insurance add-ons to provide additional protection for your luxury vehicle, your annual insurance rate will increase. However, in the event of a claim, you will have peace of mind knowing that you and your Land Rover will be protected.

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Why Is Land Rover Insurance So Expensive?

Outstanding quality with unique finishes, a comfortable leather interior, and unique colourways are part of the experience when you drive a Land Rover. They have agility and performance powered by a V8 supercharged engine to match the dynamic appearance. These advanced features can lead to higher repair costs, increasing the insurance premium. Many factors can increase one's Land Rover insurance, and rates can get very expensive. Keep in mind that insurance prices will differ among different companies, so getting multiple Land Rover insurance policy quotes is a good idea. Reach out to an experienced Land Rover insurance broker who can help make this process easier for you.

How Can You Save On Land Rover Insurance? 

You can save on Land Rover insurance through discounts, bundling your insurance policies, and working with a Land Rover insurance broker.

Many insurance providers offer a wide range of car insurance discounts that can be applied to your Land Rover policy. Popular discounts include loyalty discounts, claim-free discounts, safe driving discounts, winter tire discounts, retiree discounts, and many more. If you have a clean driving record, this can help your annual premiums

Another way to save on Land Rover insurance is to bundle your insurance. Bundling is when you have two or more policies (like Land Rover insurance and homeowners insurance) with one provider. When you combine your policies, you can save more on insurance.

The best way to save on your insurance is by working with a Land Rover insurance broker. They will compare quotes from multiple insurance providers to ensure you have the best coverage at a competitive rate. Brokers will also ensure you get all the discounts you qualify for.

Where Can I Buy Land Rover Car Insurance?

You can buy Land Rover insurance from Morison Insurance. We are Land Rover insurance broker experts and will get you competitive quotes from top Canadian insurance companies with unmatched service. We review coverages and premiums with you to understand all the coverages before selecting which type of insurance best meets your needs. Get started today by calling 1-800-463-8074 or submitting the form on our website.


This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.

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