Weekend Car Insurance In Ontario
Providing Options For Weekend Drivers
- Insurance options for those who drive less
- Insurance customized to your lifestyle
- Personal, professional and prompt service – always!
Usage-based insurance offers significant insurance savings for safe drivers. It tracks data through a plug-in device or an insurance app such as, hard braking, acceleration, and the time of day you drive. You can save between 5% to 10% when signing up and can save up to 30% over time. Usage-based insurance is suited for those who drive less and drive safely. An insurance provider can help you to determine if usage-based insurance is right for you.
Please note that, like many things, savings may be subject to change and additional coverage may be necessary.
Pay-as-you-go auto insurance is a money-saving option for low-mileage drivers and can be purchased for a certain number of kilometres. For example, an insurance company like CAA Insurance Company, you can purchase auto insurance for 1,000 kilometres of driving. When you are approaching your 1,000 kilometres you are automatically billed for the next 1,000 kilometres. A
Savings can fluctuate depending on distance driven. An insurance agent can explain further details of pay-as-you-go insurance and different coverage options to see what is right for you.
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Can I Insure My Car on Weekends or Certain Days of the Week?
In Ontario, it's not possible to have weekend-only car insurance or insure your vehicle on any particular days of the week. Ontario law requires all vehicle owners to have continuous coverage. This ensures coverage anytime a driver gets behind the wheel.
I Only Drive My Car on Weekends. Does This Impact My Car Insurance Rate?
If you are a weekend driver and drive your car only on weekends you can lower your auto insurance premium, especially if you participate in usage-based insurance driving programs. A lower car insurance rate is offered if you drive less, not because you drive only on specific days of the week.
There are many factors that impact your car insurance rate, including distance driven, your driving record, driving habits, insurance history, number of years licensed, where you live, and many more. Prices differ among auto insurance providers, so it is always good to get numerous auto insurance quotes from an insurance broker.
Will I Get A Discount For Driving On Weekends Only?
No, you will not get a discount for driving on weekends only. However, drivers who drive less – regardless of which days they are on the road – can save by joining usage-based insurance programs and receiving car insurance discounts. Discounts can include mature driver discount, mortgage-free discount, home and auto bundling, retiree discount, and more. An insurance broker can help you get all the money saving discounts you qualify for.
