Owning a brewery involves expensive equipment, a large property, several employees, and all the risks involved in being part of the process of distributing alcohol. The right Ontario brewery insurance protects breweries from various risks beyond their control — from machinery malfunctions that injure employees or customers to slip-and-fall incidents on the premises.
Commercial General Liability Insurance
Lawsuits including slip-and-fall, equipment injury, slander and libel claims, and distributor visits.
Tainted product, ingredient contamination, equipment damage causing contamination, and bodily injury claims.
Building, fire (your own or neighbouring), break-in, and theft.
Premature breakdown coverage; does not cover wear and tear or poor maintenance.
Beyond core liability and property protection, breweries need coverages for their vehicles, employees, and data.
Legally mandatory for distribution vehicles and personal vehicles used commercially.
Business Interruption Insurance
Employee wages and leasing costs during a covered shutdown.
Employers Liability Insurance
Employee injury and legal financial protection.
Protection from cyber criminals and breaches of confidential data of employees, distributors, and clients.
Tell us about your insurance needs and current coverage.
We shop multiple trusted insurers to find coverage that fits your needs and budget.
Review your options, choose what fits your needs, and get your policy started, often the same day.
Serving all of Ontario, our brokers are available in every region. Find the closest office to you.
Don’t see your city? Call us to find
the nearest broker to you
Our licensed brokers help clients throughout Ontario — virtually, by phone, or in person.
What Is Brewery Insurance?
Brewery insurance is a type of business insurance that protects breweries from various risks beyond their control. While we trust that you are doing everything reasonably within your power to mitigate these risks, there's always the possibility something could go wrong. For example, one of your machines may malfunction and injure one of your employees or a customer or client may walk into your brewery and get injured in a slip and fall. In situations like these, a brewery owner not covered by brewery insurance may face massive legal and financial consequences that could damage the company, especially if the brewery is new. Brewery insurance can help financially cover losses, ensuring their business continues to run despite such an incident.
Who Needs Ontario Brewery Insurance?
Anybody who owns and operates a brewery in Ontario needs brewery insurance coverage. It doesn't matter if you're a large brewery that produces an iconic brand of alcoholic beverages in large swaths or you run a craft brewer that gives your beer a more personal touch; you must protect your business from the various risks involved in this industry.
Is Brewery Insurance Required In Ontario?
Although Ontario brewery insurance is not legally required by the government, not having it is a risk you can't afford to take. A single incident can cost you a lot of money and set your business back a long way. Protecting your business with Ontario brewery insurance will provide coverage that will significantly reduce the odds of having such dire consequences for such an event, giving you peace of mind that a single bad incident won't do irreparable damage to your brewery.
How Can I Lower The Cost Of Brewery Insurance?
It is understandable to want to lower the cost of brewery insurance since it would open up the opportunity to invest your savings into other areas of your business. Luckily, there are a few ways to lower the cost of brewery insurance and save some money.
