If you own a Kia, you prioritize safety, flexibility and fuel-efficiency. Kia Motors has a long history of making cars and is known for providing exceptional safety features and movement. While providing a relaxing ride, they also provide hybrid/electric vehicles that are better for the environment. When owning a car with all of these features you want to make sure that your car is properly protected, that is why it is essential that you work with an expert insurance broker who will compare prices and provide a wide range of coverages and ensure you get the best car insurance for your Kia.
Kia insurance is designed to protect you and your car in the event of an accident or claim involving the insured vehicle. In Ontario, there are mandatory auto coverages that are required by law, but you have the choice to add additional coverages for increased protection. You want to make sure that you have the best protection when driving a Kia, and the best way to do that is to talk to an experienced insurance broker.
Many leading insurance companies offer insurance coverage for a Kia vehicle. Sometimes, it can be challenging to determine which one would be the best fit for you. This is where Morison’s expert insurance brokers come in. We will get you multiple quotes from top Canadian insurance providers and will go through them with you until you find the one that is the best fit. Throughout this process, we will provide personalized service and guide you along the way.
Kia insurance provides coverage such as third-party liability coverage, direct compensation coverage, accident benefits coverage, and uninsured automobile coverage.
To help you feel extra protected, you are also given the option to add additional insurance coverage like increased accident benefits or liability coverage. A specialized insurance broker is available to ensure that you get the best coverage possible for your Kia and make the process easier.
Thinking of adding an extra layer of protection to you and your Kia? Listed below are some of the additional coverages available:
Collision or Upset Coverage for your Kia: This specific optional coverage provides payment for any loss when the automobile that is insured gets in a collision with another object (example: another vehicle, the surface of the ground, street sign, etc.) or tips over.
Comprehensive Coverage for your Kia: For any losses that are not covered by collision and upset, Comprehensive Coverage pays for that. Included in this coverage are the perils that are listed under specified perils, missiles, vandalism, and falling or flying objects.
All-Perils for your Kia: All-Perils coverage combines collision or upset coverage and comprehensive coverage and it provides protection for damage or loss caused if a person who lives in your household steals the insured Kia. This coverage also provides protection if an employee who uses, drives, services, or repairs the insured Kia, steals it.
Loss of Vehicle Coverage: This endorsement provides coverage for any Kia rental that is in use while the insured vehicle is out of use due to an insured physical damage claim.
Liability for Damage to Non-Owned Vehicles Coverage: This additional coverage extends the coverage for liability for damage or loss that arises from the care, control, or custody of a non-owned automobile, including the equipment, which is not owned by the insured. An example of a non-owned vehicle would be a rental car.
Removing Depreciation Deduction Coverage: This optional coverage waives depreciation if you are the original owner/lessee of the Kia, if the damage or loss happens to occur within a specified period from the purchase/lease date. Depending on the insurance company, the length of the coverage may differ. The insurance company will determine the length of coverage. The average allocated coverage period is 24 months; however, specific companies will offer this particular coverage for up to 5 years.
Per year, the average insurance cost of a Kia car insurance policy can range anywhere between $1,881 to $3,210. There are several factors to consider when determining the average premium of your Kia insurance. Some of the factors considered include, but are not limited to, the number of years licensed, the age of the driver, driving history, claims history, where you are currently located, the year and model of the Kia, and more.
For an idea of the price range of Kia insurance premiums, below are some sample pricing from actual quotes provided from general information. The price of insurance premiums will vary from individual to individual, and it all depends on your personal situation. To make sure you get the best insurance possible for the most reasonable price, speak with an insurance broker who can make the process easier for you.
Approx. Price (per year)
|$1,957 - $2,922|
|$1,881 - $2,613|
|$2,196 - $3,156|
|$1,909 - $2,609|
|$2,041 - $2,758|
|$2,414 - $3,210|
*The prices above were provided with the assumption that the driver had a good driving record (no previous tickets or accidents).
Kia models are award-winning vehicles with innovative technology and safety features that tend to have low recall rates, leading to a higher auto insurance rate. Due to the factors that contribute to higher insurance costs, such as the number of years licensed, claims history, and more, your premium price will differ among insurance companies. Reach out to an insurance broker to ensure you get the best insurance possible at the most reasonable price. They will provide you with insurance options and multiple quotes from competitive insurance companies.
Yes, there are various money-saving discounts available for Kia owners provided by numerous Canadian auto insurance companies that can help you save on the cost of auto insurance. Some of the most popular discounts that Kia owners are eligible for include good driver discount, loyalty discount, winter tire discount, claims-free discount, new car discount, and much more. One of the most popular discounts is bundling your insurance (for example, combining your home and your Kia car insurance). By doing this, you could qualify for an even better insurance premium as well as a better plan.
Speak with an expert insurance broker who will work with multiple insurance providers to ensure that you receive all of the money-saving discounts that you are eligible for.
Get Kia insurance from the experts at Morison Insurance. Our insurance brokers work with dozens of the most respected Canadian insurance companies and will help you get multiple competitive Kia insurance quotes. Feel confident knowing that you are protected. Call us at 1-800-463-8074 or fill out the form on our website. We look forward to serving you.
This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.