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Ontario Audi Insurance

Trust Morison Insurance to Protect Your Luxury Audi.
  • Customizable policies for your luxury vehicle
  • Dedicated insurance advisor providing personal service
  • Multiple quotes from insurance companies
Complete the form or call 1-800-463-8074 to speak with a licensed broker about Audi Insurance today.

Audi Car Insurance Ontario

Audi is a leading luxury vehicle manufacturer. An Audi is slightly futuristic, powerful, sleek, and an icon of success. The driver is the commander, and the road awaits. As an Audi owner, it makes sense to get the best insurance for your luxury car. Work with an insurance broker who specializes in high-end vehicles and will ensure you and your Audi are properly protected.

What Is Audi Insurance?

Audi insurance protects you and your high-quality automotive investment. Your Ontario Audi insurance provides mandatory auto insurance coverages required by provincial law. You also have options to purchase additional accident benefits and coverages to ensure your luxury Audi is protected.

What Does Audi Car Insurance Cover?

Audi car insurance includes third-party liability coverage, bodily injury coverage, property damage coverage, uninsured vehicle coverage, and more. If you need more than just the minimum coverage for your Audi, there is optional insurance coverage add-ons available. An insurance broker will discuss insurance options with you to help determine what coverages you need to ensure you and your Audi are properly protected.

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Additional Coverages For Your Audi

Below are additional coverages that can be added to your auto policy to ensure your luxury sedan is properly covered.

Collision or Upset Coverage: This optional coverage is for losses caused when an automobile is in a collision with another object or tips over. Objects can include another vehicle, a streetlight, street signs, a median and others.

Comprehensive Coverage: Comprehensive coverage will pay for losses, other than those covered by collision or upset, including perils listed under Specified Perils, falling or flying objects, vandalism, and missiles.

All-Perils Coverage: This optional coverage combines collision or upset and comprehensive coverages. All-perils coverage includes loss or damage caused if a person who lives in your household steals the insured Audi. Coverage also applies if an employee who drives, uses, services, or repairs the insured Audi, steals it.

OPCF20: Loss of Vehicle Use OPCF20 is an optional coverage that provides for rental of a vehicle while the insured vehicle is out of use due to an insured physical damage claim.

OPCF27: Also known as Liability for Damage to Non-Owned Automobiles, an OPCF27 is optional insurance protection with coverage for liability for loss or damage arising from the care, custody or control of a non-owned automobile, including its equipment, not owned by the insured. An example of a non-owned vehicle is a rental car.

OPCF43: The OPCF43 is also known as the Removing Depreciation Deduction endorsement. It waives depreciation if you are the original owner/lessee of the Audi, if loss or damage occurs within 24 months of the purchase/lease date, or if the 24 months end during the policy term, the coverage will continue until the expiry date of that policy period.

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How Much Does Audi Car Insurance Cost?

The average cost of Audi car insurance can range between $1,100 to $5,000 per year. The cost of insurance for your Audi is determined by several factors including your driving record, where you live, estimated kilometres driven, claims history, the age of the driver, and the year and model of the Audi insured. It is important to note that many insurance companies require a higher deductible, such as $2,500, due to Audi's higher value. The deductible is the amount of money an insured must pay before the insurer covers its portion of an insured claim.

Below is a table with some sample pricing from actual quotes to give an idea of the range of Audi insurance premiums. Insurance rates will vary depending on your specific circumstances. An insurance broker will be able to provide you the exact cost of insurance based on your specific details and will add all eligible auto insurance discounts.


APPROX. PRICE (per year)

Audi A3

$1,182 - $2,303

Audi A4

$2,898 - $4,970

Audi Q5

$1,302 - $1,849

Audi Q7

$1,413 - $2,958

Audi R8

$2,100 - $6,150

*The prices above were provided with the assumption that the driver had a good driving record (no previous tickets or accidents).

How Are Audi Auto Insurance Quotes Calculated?

Audi auto insurance rates are calculated based on numerous factors including the insured's age, driving history, where the driver lives, the model and year of the Audi, safety features, cost of repairs, and more. The annual insurance cost for your Audi is also impacted by the coverages you  have decided add to your policy. If the insured purchases additional coverages to ensure their luxury car is properly covered, the annual premium will increase.

Audi insurance prices also vary depending on the insurance company. For this reason, it is well worth getting several quotes from an insurance broker who will find you the best insurance coverages at competitive rates.

Why Is Audi Insurance So Expensive?

Due to their higher repair costs, claims costs, and the onboard technology and safety features, Audi's are more expensive to insure than some other vehicles. There are many different factors that determine the cost of your auto insurance including the year and model of your Audi, your claims history, your driving history, vehicle usage, and much more.

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Are There Discounts For Audi Car Insurance?

You can save on Audi insurance through discounts. Many insurance providers offer discounts that can be applied to your annual car insurance policy. Popular car insurance discounts include safe driving discounts, anti-theft discount, new car discount, anti-lock brake discount, winter tires discount, loyalty discount, claims free discount, multi-policy discount, and many more.

Insurance brokers who work with numerous insurance providers will ensure you receive all the discounts you qualify for.

Where Can I Get Car Insurance for An Audi?

Get Audi insurance from the experts at Morison Insurance. Our insurance brokers work with dozens of insurance companies and will help you get multiple competitive Audi insurance quotes. Enjoy life protected. Call us at 1-800-463-8074 or fill out the form on our website. We look forward to serving you.


This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.

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