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Get Your Commercial Auto & Fleet Insurance Quote in Minutes!

Commercial Auto & Fleet Insurance

Get the coverage you need to keep moving forward

  • Have peace of mind while on the road with commercial auto insurance
  • Safeguard yourself from depreciation on newer vehicles
  • Protect the vehicles while conducting business

Complete the form or call 1-800-463-8074 to speak with a licensed broker about Commercial Auto & Fleet Insurance today.

Ontario Commercial Auto Insurance & Fleet Insurance

A commercial automobile or fleet policy is an auto insurance policy designed for the use of your vehicle or vehicles in a business rather than for personal use. Vehicles owned or used by the business or its employees on company business are included.

Our experienced insurance brokers know how to identify and manage many of the risk factors in your business and will translate that knowledge into an insurance package to meet your needs.

What Is Commercial Auto Insurance?

Commercial auto insurance ensures your business vehicles are properly protected for physical damage and liability coverages for amounts, situations, and business usage. The policy protects your business vehicle from collisions and other damages that can occur.

Who Needs Commercial Auto Insurance?

Commercial auto insurance covers vehicles like cars, trucks, vans and trailers that are used for business or working purposes. So whether you own a large trucking company, are a Farmer and use your vehicle for farming purposes, are a large or small contractor that uses your vehicle to drive to various job sites, are a local retail store owner that uses your vehicle to pick up stock, you will need commercial auto insurance for all the vehicles you use for business, even if it is only occasionally.

Additional Commercial Auto Insurance Coverages to Consider

Garage Auto Insurance

You may need a garage auto policy in addition to a Commercial General Liability insurance policy if you own an auto body shop, automotive repair garage or a similar business where you have customer vehicles in your possession.  A Garage Auto policy covers your customers’ vehicles while they are in the care, custody, and control of the garage business.

Garage Auto: O.E.F. 71 Excluding Owned Automobiles Coverage

This endorsement excludes damages to any vehicles a garage owner owns, leases or has registered in the garage owner’s name. Vehicles owned by the garage owner are covered under an Ontario Automobile Policy.

OPCF #20 Loss of Use or Transportation Replacement Coverage

As a result of an automobile accident where you are found at fault, Loss of Use insurance coverage will provide you with a rental vehicle while your vehicle is being repaired. Our commercial insurance experts will explain the different limits that can be purchased for this valuable insurance coverage.

Accident Forgiveness Insurance

If you have purchased Accident Forgiveness insurance on your commercial automobile and you are the at-fault driver in a vehicle accident, you will be ‘forgiven’ for the first at-fault accident.  This means your first at-fault accident won’t affect your insurance premiums and also protect your driving record.


Our commercial insurance brokers at Morison Insurance are here to help. Call us today to get a quote or fill out the contact form on this page to get started.

Get Your Business Insurance Quote in Minutes!

Have a Question?

Ask us anything about Commercial Auto & Fleet Insurance! Call 1 (800) 463-8074 to speak with a licensed broker and get the correct answers today.

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“We were very hesitant to change to another brokerage, then we started dealing with Morison Insurance. We have had our insurance with Morison Insurance for over 8 years now. Since the day they took over all of our Commercial insurance needs and our personal insurance, we have been very content with their work. We are very happy for the way we have been treated and would like to thank the brokers at Morison Insurance for all of their help with our insurance and we do not regret changing to Morison Insurance.”

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At Morison Insurance we represent dozens of Canada’s best insurance companies. All provide competitive prices, excellent service and outstanding claims service. We will shop at all of these companies to get you the best insurance for your individual needs.

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