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Get Your Commercial Umbrella or Excess Liability Insurance Quote in Minutes!

Commercial Umbrella or Excess Liability Insurance

Protect your assets by providing liability limits above and beyond your other policies

  • Know you’re covered with a separately tailored policy unique to your business liability needs
  • Protect your business with extra liability limits over an umbrella policy
  • Broaden your protection with increased liability limits


Complete the form or call 1-800-463-8074 to speak with a licensed broker about Commercial Umbrella or Excess Liability Insurance today.

Commercial Umbrella/Excess Liability Insurance

Commercial Umbrella or Excess Liability Insurance increases a company’s liability limit. An umbrella policy adds to the liability limit of the underlying liability policies to offer additional protection. Whereas, an Excess Liability policy covers you for increased liability limits for a specific insurance policy.
A Commercial Umbrella or Excess Liability policy responds to eligible losses after the primary or underlying liability insurance limit has been reached. In the event of a loss, the liability portion of the underlying policy is the first to respond.

What is Commercial Umbrella Insurance?

It is extra protection for your business assets! Commercial Umbrella Insurance, also referred to as Excess Liability Insurance, extends liability coverage for an additional layer of insurance to further protect business assets. The policy kicks in if you exceed the limits of your existing policies.

Who Needs Commercial Umbrella Insurance?

Businesses that want to have higher liability coverage limits can benefit from Commercial Umbrella or Excess Liability Insurance. If a business-related accident could exceed your insurance policy liability limits, you should review this type of policy as an option for extra protection and peace of mind.

Get Your Business Insurance Quote in Minutes!

Have a Question?

Ask us anything about Commercial Umbrella or Excess Liability Insurance! Call 1 (800) 463-8074 to speak with a licensed broker and get the correct answers today.

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“We were very hesitant to change to another brokerage, then we started dealing with Morison Insurance. We have had our insurance with Morison Insurance for over 8 years now. Since the day they took over all of our Commercial insurance needs and our personal insurance, we have been very content with their work. We are very happy for the way we have been treated and would like to thank the brokers at Morison Insurance for all of their help with our insurance and we do not regret changing to Morison Insurance.”

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At Morison Insurance we represent dozens of Canada’s best insurance companies. All provide competitive prices, excellent service and outstanding claims service. We will shop at all of these companies to get you the best insurance for your individual needs.

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