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Commercial Umbrella or Excess Liability Insurance

Protect your assets by providing liability limits above and beyond your other policies

  • Know you’re covered with a separately tailored policy unique to your business liability needs
  • Protect your business with extra liability limits over an umbrella policy
  • Broaden your protection with increased liability limits

Call 1-800-463-8074 to speak with a licensed broker about coverage options today.

Commercial Umbrella/Excess Liability Insurance

Commercial Umbrella or Excess Liability Insurance increases a company’s liability limit. An umbrella policy adds to the liability limit of the underlying liability policies to offer additional protection. Whereas, an Excess Liability policy covers you for increased liability limits for a specific insurance policy.
A Commercial Umbrella or Excess Liability policy responds to eligible losses after the primary or underlying liability insurance limit has been reached. In the event of a loss, the liability portion of the underlying policy is the first to respond.

What is Commercial Umbrella Insurance?

It is extra protection for your business assets! Commercial Umbrella Insurance, also referred to as Excess Liability Insurance, extends liability coverage for an additional layer of insurance to further protect business assets. The policy kicks in if you exceed the limits of your existing policies.

Who Needs Commercial Umbrella Insurance?

Businesses that want to have higher liability coverage limits can benefit from Commercial Umbrella or Excess Liability Insurance. If a business-related accident could exceed your insurance policy liability limits, you should review this type of policy as an option for extra protection and peace of mind.

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Have a Question?

Ask us anything about Commercial Umbrella or Excess Liability Insurance! Call 1 (800) 463-8074 to speak with a licensed broker and get the correct answers today.

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Visit one of our 7 offices in Hamilton, Oakville, St. Catharines, Haldimand, Simcoe, Waterford or Port Dover. Can’t get to one of our insurance offices?

We are always happy to hear from you by email at [email protected], by text at 289-768-7322 or by phone at 1-800-463-8074.

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