Select Page

Get Your Jewellery Insurance Quote in Minutes!

Safeguard your Jewellery with the Right Jewellery Insurance

Protect the value of your most cherished personal possessions

  • Have peace of mind with worldwide theft and loss coverage
  • Appraisals not always necessary
  • Higher limits available


Complete the form or call 1-800-463-8074 to speak with a licensed broker about Jewellery Insurance today.

Ontario Jewellery Insurance

Do I need to insure my wedding and engagement rings? How much will it cost to insure the heirloom necklace I inherited from my grandmother? Does my home insurance include coverage for these things? These are questions we are asked all the time. We have the answers, and our team will help you get the right coverage for your jewellery. That sparkly bauble on your finger is definitely emotionally important but you also want to be sure that it is financially protected in case of lost or theft. The right insurance can help with this.

Your standard home insurance policy may not provide the necessary coverage for your jewellery. That’s where jewellery insurance comes in! Protect your most treasured possessions with the proper coverage. Jewellery coverage options include worldwide theft and loss coverage as well as additional limit options. While a replacement doesn’t recover the sentimental value you held for that item of jewellery, Morison Insurance can provide you with the financial reimbursement you deserve.

What is jewellery insurance?

Jewellery insurance protects you from expenses owing to the loss, theft or damage of your luxury wearable items. This type of insurance policy fills in the gaps left behind by your home insurance policy in terms of protection of your valuable items. Jewellery insurance is tailored specifically to the item of jewellery that you would like to insure.

Who needs jewellery insurance?

Do you have any luxury wearable items that you would hate to have to pay to replace? Then you should insure them with jewellery insurance. If you lose your luxurious watch or a precious jewel falls out of your ring, it may cost you too much to replace. By investing in jewellery insurance you’ll eliminate the worry of loss or damage to your costly luxury items.

What is covered with jewellery insurance?

Our Jewellery insurance coverages include luxury item protection from loss, theft, damage, or disappearance options. This type of insurance policy fills in the gaps left by your home insurance policy in terms of the protection of your valuable items. Jewellery insurance is tailored specifically to the item of jewellery that you would like to insure. Coverage options for jewellery insurance include worldwide theft and loss coverage as well as additional limit options.

What happens if I lose my jewellery?

If you lose your jewellery you are entitled to the replacement value of your jewellery and would not have to pay a deductible. For instance, if you are skiing and your ring goes missing your jewellery insurance kicks in to save the day!

What happens if my jewellery is stolen?

If you experience a break-in and your precious jewellery is stolen, with jewellery coverage, you would be entitled to receive the replacement value of the jewellery and not have a separate deductible.

What are the most common items under jewellery insurance?

  • Engagement ring
  • Watches
  • Earrings
  • Loose Stone replacement

What are the most common jewellery insurance claims?

  • Rings, necklaces, watches, and other regularly worn luxury items are the most common claims
  • Precious stones falling out of rings and necklaces are the most common damage claim
  • Undervalued items due to the rising value of metals such as gold
  • Appraisal every 2-4 years is best to ensure your precious metals are valued correctly

Where can I buy jewellery insurance?

Contact Morison Insurance and speak with an insurance specialist about your jewellery insurance needs. Get your quote started today by filling out the contact form on our website, or by calling 1-800-463-8074.


This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.

Get Your Personal Insurance Quote in Minutes!

Have a Question?

Ask us anything about Jewellery Insurance! Call 1 (800) 463-8074 to speak with a licensed broker and get the correct answers today.

Not Your Average Insurance Broker!

morison icons top rated
Award-Winning Insurance Broker
morison icons exceptional service
Trusted Provider For 95+ Years
morison icons trust
Accessible Insurance on the Go
morison icons experience
Friendly 24/7
Claims Service
morison icons you save moneyPlus, We Save Our Clients Money

“There is no doubt why Morison Insurance was awarded Ontario Brokerage of the Year. Morison Insurance provides excellent customer service, very competitive prices and personalized policies that actually appeal to your own lifestyle.”

Get In Touch

At Morison Insurance we represent dozens of Canada’s best insurance companies. All provide competitive prices, excellent service and outstanding claims service. We will shop at all of these companies to get you the best insurance for your individual needs.

Morison Insurance Brokers Inc. Logo