Bentley Insurance Ontario

Bentley Insurance Ontario

When you drive a Bentley, you know elegant design and handcrafted luxury. No matter which model you drive, you are sure to turn heads. Bentley's are built to create extraordinary comfort while also maintaining characteristics that make the vehicle classic. When it comes to your luxury Bentley, it is essential to make sure that you receive the best protection available. When you work with an insurance broker specializing in high-value vehicles, you will get the best luxury car insurance coverage for your Bentley. 

What Is Bentley Insurance?

Bentley insurance protects you and your high-quality Bentley in the event of an accident. With the right Bentley insurance policy, financial protection will be in place in the event of physical damage, bodily injury, or liability resulting from an accident.

Which Companies Offer Bentley Insurance?

Numerous top-rated Canadian insurance companies offer insurance for Bentleys. A dedicated broker will provide multiple quotes from leading companies to provide you with options on which provider and policy are best for you. A broker will do the work for you so you can sit back and relax and ensure you will get the proper protection!

Who Needs Bentley Insurance?

If you are a licensed driver who owns a Bentley, you need Bentley insurance to protect your luxury vehicle in the event of a loss. In Ontario, it is required by law that you have insurance on the car you are driving. Speak with a dedicated broker who will compare quotes and provide excellent insurance solutions to ensure you get the best coverages for your Bentley.

What Does Bentley Insurance Cover?

Bentley insurance provides standard auto insurance coverages such as liability coverage, direct compensation uninsured automobile coverage, and accident benefits coverage. When you have a luxury vehicle like a Bentley, additional coverages are available to ensure you have the proper protection. Some popular insurance add-ons include collision or upset coverage, comprehensive coverage, all-perils coverage, loss of vehicle use coverage, liability coverage for non-owned automobiles, and removing depreciation deduction endorsement. A specialized Bentley insurance broker will work with you to ensure you receive the best coverage.

Collision or Upset Coverage For Your Bentley: This additional coverage provides protection if your Bentley tips over or is in a collision with another object such as street signs, another vehicle, and any object in or on the ground.

Comprehensive Insurance Coverage For Your Bentley: Comprehensive insurance is an optional coverage that pays for losses (excluding those that are covered by collision or upset), including perils that are listed under Specified Perils, vandalism, and flying and falling objects.

All-Perils Coverage For Your Bentley: This additional insurance option combines collision or upset coverage and comprehensive coverage. All-perils provides coverage for a loss or damage caused if the insured Bentley was stolen by a person who lives in your household. This coverage also covers if the insured Bentley is stolen by an employee who drives, uses, services, or repairs it.

Bentley Loss of Vehicle Use Coverage: This is a coverage option that provides for the use of a rental vehicle while you cannot use the insured car due to an insured physical damage claim.

Bentley Liability Coverage for Damage to Non-Owned Automobiles: This coverage will offer protection if there is a loss or damage caused by the care, custody, or control of a non-owned automobile. This includes the equipment that is not owned by the insured. One example of a non-owned automobile is a rental car.

Removing Depreciation Deduction Endorsement For Your Bentley: This is an endorsement that waives depreciation if you are the original lessee or owner of the Bentley and if the loss or damage occurs within a specific period from the date that the vehicle was purchased or leased. Depending on the insurance carrier, the length of this coverage will vary. The standard allotted coverage length is 24 months; however, some companies will offer this coverage for longer, even up to 5 years.

How Much Does Bentley Insurance Cost?

The cost of Bentley insurance can range anywhere between $2,000 to $5,400 annually. When determining the cost of your Bentley insurance premium, consider these factors: driver's history, insurance history, claims history, the year and model of the Bentley, the driver's age, and more.

It is important to note that since a Bentley is a high-value vehicle, many companies will require a higher insurance deductible, such as $2,500, for more expensive models.

In the table below, there are some sample pricing from actual premium quotes to help give an idea of the range of Bentley insurance plans varying depending on the model. Keep in mind that your insurance premium will vary depending on your specific situation. An insurance broker can get you several competitive quotes based on your particular circumstance, and they will add all of the insurance discounts you are eligible for.

*The prices above were provided assuming that the driver had a good driving record (no previous tickets or accidents).

Why Are Bentleys So Expensive to Insure?

Since Bentley's have high-quality materials, parts, and seamless technology, the repair and replacement of parts are more expensive than your standard vehicle. This increases the premium for Bentley insurance. Other factors that are specific to the driver can impact your Bentley insurance premium, such as where you live, your age, your driving history, and much more. An insurance broker will compare coverage and pricing from multiple car insurance companies in Ontario to ensure you receive the best Bentley insurance.

How To Save On Bentley Insurance?

There are many ways to reduce the cost of your Bentley car insurance premium. These include discounts, comparing coverage options, comparing premiums, working with an insurance broker, and more.

Many insurance companies offer car insurance discounts that can help you save on insurance and can be applied to your auto insurance policy. Popular money-saving discounts include claims-free discount, winter tire discount, loyalty discount, bundling your insurance, retiree discount, and so much more.

Working with an experienced broker will ensure that your Bentley car insurance policy is customized to your lifestyle and that you fully understand the coverage options available to you. Not only do brokers work with dozens of companies, but they will make sure you have the best insurance coverage while helping you save on Bentley car insurance.

Where Can I Get Bentley Insurance?

You can buy Bentley insurance from Morison Insurance. We are Bentley insurance services experts who provide an exceptional customer service experience and the best auto insurance coverage. Our brokers will get you multiple quotes and discuss your needs to cover your luxury vehicle adequately. Our top priority is to ensure our clients receive professional and personal service. Get started by contacting us today by either calling 1-800-463-8074 or by filling out the form on our website.

We look forward to hearing from you!

Our Morison Insurance team writes this content. It is provided for general information only. Insurance needs differ from person to person. Therefore, this article is not a substitute for professional advice about your individual insurance needs, which can be obtained by speaking to one of our brokers.