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Insurance Tips

What Is A Deductible?

What Is A Deductible? A deductible is the amount you share if you have a claim. Generally a deductible is $1,000 for home insurance and $500 for auto insurance. If you have a high value home or a very valuable vehicle, a minimum deductible may apply. If you have an...

Vacant Dwelling

A dwelling will be deemed vacant when its occupants have left and do not have any intention of returning.  It may also be a new dwelling that you have not yet moved into or that you are renting out and currently does not have any tenants.