Get a Quote

I had an experience a while ago with the last lady that managed my account. Any other agent I had spoken to about high rates had a canned response that "everything goes up". Your agent called me back and explained the pricing for boat, house, auto and quad. Some of the rates had gone down and your company had shopped around in some cases for better rates. When she was done I had a thorough understanding of my policy pricing and understood some options to reduce those premiums.

Waterford customer

Travel Insurance

Anyone traveling outside Ontario whether it be a trip to Florida or just across the border for a one-day shopping expedition needs Out of Province Travel Insurance.

In most situations OHIP will not cover all the medical expenses related to a medical emergency occurring outside of Ontario. The most obvious expenses are those actually related to medical services. Typically these are higher in other jurisdictions. OHIP will only cover what the cost would be if the services were provided in Ontario. The shortfall can be staggering.

In addition to medical treatment, other costs can be significant. These can include, to name just two, the cost of emergency transport home and the cost of having a caregiver travel to where the patient is located.

Out of Province Medical Insurance covers all of these expenses as well as many others related directly to a medical emergency.

There are other sources of Out of Province Travel Insurance. For example some employee group benefit plans provide some coverage. Also, some credit cards offer some protection. But, it is important to keep in mind that coverage may be limited. Also, travelers relying on these often are not aware how pre-existing medical conditions can effect coverage. At Morison Insurance we review each situation carefully to insure proper coverage is placed.

One last point: Trip cancellation insurance is something that can be added to most travel insurance packages. This can offer significant financial protection particularly in the situation where a large non-refundable deposit has to be made prior to the trip start date. This is often the case with cruises.

If you are looking for Travel Insurance, call us or click on the link below to get a quote.

Get a Travel Insurance Quote

We serve all of Ontario, in particular the following areas:

In the Hamilton area:

  • Hamilton
  • Stoney Creek
  • Ancaster
  • Dundas
  • Flamborough
  • Binbrook

In the Oakville area:

  • Oakville
  • Burlington
  • Mississauga

In the Niagara area:

  • St. Catharines
  • Niagara-on-the-Lake
  • The Niagara Peninsula

In the Haldimand area:

  • Hagersville
  • Caledonia
  • Cayuga
  • Selkirk
  • Fisherville
  • Haldimand County


Get an insurance quote

What type of insurance?

Enter your postal code:

Sign up for our Newsletter

100-1725 Upper James St
Hamilton, ON L9B 1K7
Local: 905-575-5969
Toll-Free: 1-800-463-8074

112 Wilson St
Oakville, ON L6K 3G6
Local: 905-338-6888
Toll-Free: 1-866-610-6888

102-25 Corporate Park Drive
St. Catharines, ON L2S 3W2
Local: 905-688-2772
Toll-Free: 1-877-280-2772

6 Parkview Road, P.O. Box 28
Hagersville, ON N0A 1H0
Local: 905-768-3384
Toll-Free: 1-800-665-7790

1005-480 University Ave
Toronto, ON M5G 1V2
Local: 416-506-JENN (5366)
Toll-Free: 1-800-463-8074