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For ten years Carole has been my Registered Insurance Broker. During that period communication with her has been very cordial. I have found Carole to be quite knowledgeable about the insurance business and she has given me sound advice on a number of occasions. I am pleased to state that Carole has provided very competent service and has “insured my peace of mind” on matters pertaining to home and auto insurance.
There is more to business insurance than just insuring liability and direct loss to your property. If a significant loss were to occur, such as a fire that causes serious damage to your business property and restricts operations for several months, the severity of your loss would be amplified by loss of income during that time. Property insurance coverage would indemnify you for insured direct damage claims to contents, stock, equipment and buildings.
Business Interruption Insurance coverage is needed to provide coverage for your lost earning capacity during the period of restoration and for a period of time once you are back up and running. Within Business Interruption Insurance, there may be options for additional coverage extensions for neighbouring and contingent properties.
Perhaps you are a manufacturer and dependent on one supplier for a unique part. If that supplier were to have a fire and not be able to operate, your own business operations would be interrupted and you would lose income. The Contingent Properties extension within Business Interruption Insurance provides limited coverage for your lost income. If you would like more information and a quotation on this valuable coverage, contact our insurance experts.
If you are looking for Business Interruption Insurance, call us or click on the link below to get a quote.
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