Liability is one of the greatest risks to a home-based business. The personal liability coverage under your personal property policy will not cover liability arising out of business operations in your home. A client could fall while walking up the steps to your home or you could be sued because of problems with a product or service you provide. The liability coverage under your home-based business endorsement will provide you with the added liability protection you need.
This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.