We know you love your home, and we’ll help you protect it. Our experienced Morison Insurance brokers have been helping Hamilton residents get home insurance for over 100 years. We work with dozens of insurance providers and insurance companies to provide multiple competitive home insurance quotes tailored to your Hamilton property.
Whether you own a single-family home, condo, multi-unit property, rental property, or income property, our Hamilton insurance brokers will guide you through your options and help you compare Hamilton home insurance rates.
Ontario law doesn’t require homeowners to purchase insurance, but your home is likely your most valuable asset, making insurance a smart protection. Without it, events like fires, water damage, or theft could be financially devastating.
For example, if a fire occurs without insurance, you would be responsible for 100% of the repair costs. With a Hamilton home insurance policy, the insurer compensates you for specified unforeseen events. A home insurance premium is a reasonable investment compared to potentially ruinous financial losses.
It’s also important to note that most mortgage lenders require proof of home insurance before approving financing.
You need enough coverage to replace your home and its contents. Our brokers help you assess your coverage needs and:
This ensures a Hamilton home quote fully protects your property and possessions.
Home insurance in Hamilton is not legally required, but it is highly recommended. Mortgage lenders typically require coverage, and even mortgage-free homeowners benefit from protecting their investment.
An insurance broker is a licensed professional who works independently from insurance companies, dedicated to finding the best coverage at competitive prices. Morison Insurance brokers:
Let our Hamilton insurance brokers find you the best insurance coverage for your Hamilton home. Contact us today at 1-800-463-8074.
Our brokers can explain which policy suits your needs and help add additional coverage if required.
Standard Hamilton home insurance coverage includes:
Additional coverage options can protect high-value items or unusual risks. Speak to a broker who will help you determine what is covered on your Hamilton home insurance quote.
Most Hamilton home policies exclude:
Extra coverage can be added to protect against water damage or other risks for your home, rental property, or income property.
Home insurance premiums for Hamilton homes can average between $700 to $3,600 annual. The cost depends on various factors including location, home size, structure, roof age, plumbing, electrical systems, heating, claims history, and more!
To receive an accurate quote tailored to your specific needs, please fill out the form on this page to request your complimentary Hamilton home quote or call us at 1-800-463-8074 today.
|
Rebuild Cost |
Annual Premium Estimate |
|
Under $350,000 |
$700 – $900 |
|
$350,000 – $550,000 |
$900– $1,900 |
|
$550,000 – $750,000 |
$1,300– $2,700 |
|
Over $750,000 |
$1,700 – $3,600 |
Prices assume no more than one mortgage on the property. Speak with a broker to receive a personalized quote and explore available discounts.
Protect your home, rental property, or income property with guidance from licensed brokers. Call 1-800-463-8074 or complete the form on this page for a free Hamilton home quote. Peace of mind is just a phone call away.
Some insurance carriers will require a home inspection. Your Hamilton insurance broker will help determine if you require a home inspection.
Continuous home insurance history in Hamilton may lower premiums by showing insurers you manage risk responsibly.
Request a quote before policy renewal or your home’s closing date. Flexible options are available including early shopping or immediate coverage.
No. Morison Insurance brokers provide free, no-obligation quotes from multiple home insurance providers to ensure competitive coverage.
Yes. Our brokers provide tailored policies for rental or income properties, ensuring the dwelling, contents, and liability are fully covered.
Our brokers assist with every step of your insurance claim to ensure quick and fair processing.
We review your policy documents and assess your home, rental, and personal belongings to provide a personalized quote.
Yes. Options include higher deductibles, fewer claims, multi-policy bundles, and applicable discounts.
