We Are Edge Mutual Insurance Brokers

Edge Mutual Insurance

They began their journey as The Peel and Maryborough Fire Insurance Company in 1887 and specialized in insurance for farming operations.  Having stuck to their roots, they have remained a stable force in the farming insurance industry but have since grown to cover both client’s most valuable personal possessions, as well as covering many businesses 

Why Choose Edge Mutual Insurance

Edge Mutual Insurance company aims to be transparent, open, and honest with its customers. Each of their adjusters has fewer claims to handle than many of their competitors, allowing them to focus on each claim quickly. This focus on lower bureaucracy and getting the job done will enable them to contact the service providers required to take care of your claim.  

Edge Mutual also personalizes each of its insurance packages so that you can get a policy custom-made to your needs. They realize that an insurance offering that was perfect for someone else might not be the best fit for you and will adjust their quote based on your needs. Since they also offer a wide variety of coverage, you may be able to get all your insurance needs met by them, making things easier for you.

Edge Mutual Property Insurance Coverage

Having started in the farming sector, Edge Mutual Insurance offers plenty of coverage for farms. However, regardless of whether you are a farmer, Edge Mutual has something for you, as they also provide a wide variety of personal and professional coverages such as car insurance, home insurance, business insurance and farm insurance.

House Insurance

Your home is the most valuable investment that you have. It is also vulnerable to a wide variety of potentially damaging elements. Having such a valuable possession of yours damaged can devastate your finances. Getting house insurance grants protection from many of these unfortunate events. It is also important to note that house insurance can protect more than just the house itself. Depending on the policy you decide on, you can add several other insurance add-ons, including jewellery insurance, fine art insurance, personal identity theft insurance, and more. You can also increase coverage on detached structures, such as a garage, outbuilding or shed. Please speak with your Edge Mutual Insurance broker to determine how to best protect yourself based on your needs.

Secondary Home Insurance

If you require secondary home insurance, you can also cover it under a similar policy. In most cases, you must have your primary home insurance policy provided by Edge Mutual to be eligible for secondary home coverage. There are exceptions, however, such as if your primary residence is out of Ontario. If you have any questions, your Edge Mutual insurance broker would happily answer them.

Condo Insurance

A house isn't the only type of property that can be protected by insurance. If you own a condo, you can also get the peace of mind offered by home insurance. Similar to traditional home insurance, getting some added-on aspects such as insuring your valuable jewelry or other contents. Speak with your Edge Mutual insurance broker to find the condo insurance package that's correct for you.

Landlords Insurance

If you have additional properties you own and rent out to tenants, you can protect them with Rented Dwelling Insurance, also know as landlord insurance. Those with a principal residence under Edge Mutual Insurance can also have up to two permanently occupied, single-family dwellings insured with them.

Cottage Insurance

If you use a cottage seasonally, you can protect it with cottage insurance. Edge Mutual offers many seasonal packages, ensuring that homes such as this that are only open for part of the year can be covered. If you would like to know more about which types of coverages are available for cottages, your Edge Mutual insurance broker would be happy to answer any questions you may have.

Edge Mutual Auto Insurance Coverage

Vehicles are the most common type of property protected by personal lines. While traditional cars are the first thing that comes to mind for most people, they are not the only type of vehicle that you can gain coverage for. 

Whether you have a flashy, expensive sports car that has sentimental value to you or an ordinary, practical vehicle that gets you from point A to point B, car insurance protects you from the possible financial fallout of an accident. Furthermore, car insurance is mandatory in Ontario, unlike other types of insurance. Since heavy penalties often await uninsured drivers, you must protect yourself financially with car insurance. 

Car Insurance with Edge Mutual can also provide extra protection, such as emergency service reimbursement, temporary replacement vehicle coverage, and rental vehicle insurance. Contacting your Edge Mutual insurance broker will allow you to get a custom quote for a package tailored to your needs.

Edge Mutual Recreational Insurance Coverage

A vehicle doesn’t have to be something driven on the road for practical purposes. Sometimes, a specialized vehicle can provide a type of joy that a car can’t. While the unique properties of many of these vehicles allow you to go places with them that you wouldn’t dare ever take a car, these vehicles aren’t perfect and do come with their own level of risk. 

Snowmobile Insurance

Snowmobilers are lucky, as they can insure the vehicle that allows them to partake in their favourite hobby. However, accidents can happen even if you follow all snowmobile safety tips. Snowmobile insurance covers the policyholder for damage caused by collisions, whether to your snowmobile or the object hit, liability claims, accident benefits, and a large variety of other perils that vary depending on the specifics of your plan.

Please note that you need either a valid driver's license or an MSVOL (motorized snow-vehicle operator license) to operate a snowmobile in Ontario. An MSVOL can be gained by completing a course run by the Ontario Federation of Snowmobile Clubs and the Ministry of Transportation.

ATV Insurance

Let's not forget the warm weather counterpart to snowmobiles in the form of the ATV. Just like their winter brethren, following ATV safety tips can lower your risk, but nothing can completely eliminate it. ATV insurance is here to help you in such a situation. ATV insurance will cover you in the case of an accident, reimbursing you for damage done to your vehicle, as well as any third-party damage you are found responsible for.

They also offer insurance on UTVs (Utility Task Vehicles).

Edge Mutual Business Insurance Coverage

Edge Mutual can also offer a high degree of business insurance coverage for business owners. Edge Mutual can cover the builds and property, contents, tools, material, equipment, liability allegations and more. Please speak with your Edge Mutual insurance broker to find out more.

Edge Mutual Farm Insurance Coverage?

Since Edge Mutual began as a company that offered primarily coverings in farm insurance, this industry area is still seen as a colossal strength for the organization. There are many types of agricultural organizations Edge Mutual can protect.

For instance, they can cover traditional farms, dairy farms, poultry farms, crops and equine units. Depending on the details of your farm, you may be able to insure machinery, buildings such as silos and barns, pesticides, fertilizers, stables, liability, pest control, seeds, feeds and produce needed to feed animals, loss of income and much more. Please speak with your Edge Mutual Insurance Broker to find out more.

Does Edge Mutual Insurance Provide Any Discount On Their Insurance Coverage?

Edge Mutual provides plenty of discounts for its customers. The list includes, but is not limited to, the following:

• Multi-Vehicle Discount
• Loyalty Discount
• Retiree Discount
• Mature Driver Discount
• Low Commute Discount
• Winter Tire Discount
• Monitored Alarm Discount
• Smart Home Discount

Please note that these are not the only discounts available to an Edge Mutual policyholder. Please speak with your Edge Mutual Insurance broker if you want to learn about more potential discounts.

Is Edge Mutual Insurance The Right Fit For Me?

That depends. A commonly sighted strength for Edge Mutual by reviewers is its excellent customer service. It does this by assigning each adjuster fewer claims, allowing them to contact third parties such as body shops quickly and efficiently.

How Can A Broker Help Me With Edge Mutual Insurance?

Insurance brokers understand the ins and outs of the insurance industry. This includes plenty of the nitty-gritty little details of an insurance plan, and protection that works well for someone else might not work well for you. Working with an insurance broker will save you the time of setting up a complex insurance plan and ensure that every detail of the contract is taken into account, ensuring that you get the best package possible for your situation.

Where Can I Get A Quote For Edge Mutual Insurance?

You can get a quote for Edge Mutual from Morison Insurance. Morison Insurance has been in the industry for 100 years. We are a family-run business that treats its clients like family members. If you would like Morison Insurance to assist you in getting the coverage you need from Edge Mutual, call us at 1-800-463-8074 or fill out the form below.

This content is written by our Morison Insurance team. It is provided for general information only. Insurance needs differ from person to person, and this article is therefore not a substitute for professional advice about your individual insurance needs which can be obtained by speaking to one of our brokers.