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We Are Intact Insurance Brokers

Simplify your insurance with coverage under one roof with an Intact Insurance broker
  • Save up to 20% by bundling your home and auto
  • Single deductible for same incident home and auto claim
  • Extra liability coverage is available when you bundle
Complete the form or call 1-800-463-8074 to speak with a licensed broker about Intact Insurance today.

intact insurance brokerIntact Insurance Brokers

With roots dating back to 1809, Intact Insurance has become the largest provider in Canada, insuring over 5 million individuals and businesses. You can buy Intact insurance through select independent insurance broker offices.

We are proud to be an Intact insurance broker offering tailored insurance solutions to individuals across Ontario.

Comprehensive Insurance Products

Looking for an insurance solution that covers all of your needs? Intact Insurance offers many types of insurance coverages for your personal and commercial needs to ensure you're properly covered. Between home insurance, car insurance, and business insurance, there's a product option for you.

When you work with an Intact insurance broker, like Morison Insurance, we will be happy to work with you to get you the best coverage for your insurance needs with Intact.

Auto Insurance

Insure all of your personal vehicles under Intact's comprehensive coverage options. Whether you're off-roading or boating, your vehicle assets will be covered with the right auto insurance policy. When you speak with an Intact insurance broker, you will have peace of mind knowing you have the right auto coverage.


All-terrain vehicle coverage is designed to protect you regardless of whether or not you have any other insurance products with Intact. Enjoy Accidental Benefits coverage of up to $10,000 in the case of accidental death or mutilation, and up to 6 months of coverage for any pleasure trips taken in Canada and the United States.


We know how much your boat means to you. That's why Intact has created tailored boat insurance coverage options that ensure your personal watercraft has a policy that fits your needs. Talk to an Intact insurance broker to find the policy that will keep you and your favourite summer toy covered all year long.


Cars have changed a lot over the last 100 years, which is why Intact continues to keep their car insurance options up to date. Intact's policies provide you with tailored coverage that will fit your specific vehicle, needs, circumstance, and budget. Here are a few examples of how they've updated their policies to ensure your modern vehicle needs are met:

  • Are you putting your car to work by driving Uber? Intact's Uber Ridesharing product ensures you are covered for every moment that a passenger is in your vehicle.
  • Do you have an awesome driving record? Intact will reward you for that! Their my Drive program rewards you for safe driving by offering savings of up to 25% on your insurance.


Hit the open road this summer knowing that you and your motorcycle are covered. Get peace of mind by adding additional coverage to your plan, including 24/7 roadside assistance in Canada and the United States, and payment for the bike's value without depreciation in the event of a loss.


Whether you're renting, borrowing, or own an RV,  your Intact insurance broker has got you covered. Enjoy up to $100,000 of coverage for damage to a borrowed or rented vehicle, and up to $7,500 for personal property that was inside the vehicle. Choosing recreational vehicle insurance through Intact means choosing a variety of benefits, such as comprehensive roadside assistance. Travel confidently, knowing you and your family are covered in case you need a roadside tire change, emergency gas delivery, towing, and more.


Your snowmobile is part of your lifestyle - which is why Intact Insurance created an insurance package to keep you and your snowmobile covered. Comfortably travel for leisure while feeling supported by our 6-month coverage for trips within Canada and the United States. Enjoy additional savings when you bundle with other products, install a recognized anti-theft system, or are a member of recognized recreational vehicle associations or clubs.

Intact clients also have the benefit of having access to special vehicle discounts and programs, including the my Driving Discount, Home and Auto Bundling, and Uber protection. Your Intact insurance broker will ensure you get all the discounts you qualify for.

Home Insurance

Intact has a wide variety of insurance options for your home. Whether you own your own home, are renting, or are looking to protect a summer cottage, all of your home-based activities can be covered. Speak with an Intact insurance broker who will ensure you have the best insurance protection.

Condo Insurance

Intact's condo insurance will cover both the common elements in your building and the upgrades to your unit. In the event that an emergency restricts you from living within your unit, you and your belongings will be covered.

Cottage Insurance

Did you know that your cottage insurance coverage can be changed based on the amount of time you use your home away from home? Ask an Intact insurance broker how you can save by adapting your insurance coverage to your specific needs.

Do you have a boathouse, shed, or bunkhouse on your property? We've got the options that will make sure all buildings on your property are covered.

Home-Based Business Insurance

You need certain things to run your business successfully. Furniture, equipment, product, goods, and digital assets like computers and cell phones can be covered under our comprehensive home-based business insurance coverage. Each situation is different, so speak with an Intact insurance broker who can tailor a policy based on your needs.

House Insurance

In the event of an emergency or other damage, you want to know that your home is protected. Home insurance through Intact ensures your home is covered. Just like with their car insurance policies, Intact's house and home insurance policies have changed to adapt to modern living. That's why their policies now include $25,000 of coverage for audio and video equipment and up to $10,000 for personal collections. Speak with an Intact insurance broker who will help you get the best coverage for your home.

Identity Theft Insurance

my Identity™ provides you with coverage for identity theft, cyber protection, consumer dispute coverage, and a 24/7 legal information service phone line. Get advice from an Intact insurance broker for personal legal matters, such as identity theft, landlord and tenant issues, employment law, family law, and cyber events. Coverage extends to anyone living within your household, even when your children are away from home for school, college, or university.

Rented Dwellings Insurance

Your rented house, condo or apartment can be covered under two different programs: Rented Dwelling Comprehensive and Rented Dwelling Fire and Extended.

Tenant Insurance

If you're renting your home, your belongings are not covered under your landlord's property insurance. In the case of a fire, theft, or damage, you are at risk. Protect yourself and your belongings with a tenant insurance package.

A variety of Home Savings Programs have been developed to save you more on insurance. Intact clients can take advantage of the Lifestyle Advantage program, home and auto bundling discounts, and group policies to save on costs.

Business Insurance

Just like our coverage for your home or vehicles, our diverse commercial insurance programs ensure your business is protected from all angles. Speak with an Intact insurance broker who will ensure your business has the right amount of coverage.

Commercial Property Liability Protection

Intact Insurance's protection policy covers a wide variety of assets, including your building, inventory, equipment, electronics, and more. So you can choose to extend your coverage by adding protection against a variety of concerns.

Ensure you are protected against Business Interruptions, including loss of income due to fire and water damage. Extensions to cover damages incurred by earthquakes, flooding, and sewer back-up are also available in areas where these issues can occur.

Equipment Breakdown insurance covers your business against a variety of equipment failures, including issues with heating, refrigeration, production machinery, and other disruptions. This is also available as a stand-alone insurance policy and will cover the repair or replacement of the insured equipment.

Crime coverage protects your business against a variety of instances that can reduce productivity and income, including theft, robbery, fraud, and employee dishonesty. Adding Social Engineering Fraud protection will protect your assets from persons who are illegally misrepresenting themselves as vendors, clients, or employees.

Your dedicated Intact insurance broker can help determine the exact amount of coverage you require to ensure your business is protected should anything happen.

Commercial Vehicle Coverage

Intact's standard policy includes civil liability coverage protection, which protects you in the event of a collision. You also have the option of covering your commercial vehicles from specific perils, such as lightning, explosions, or earthquakes, and damages caused by fire, theft, vandalism, flooding, and hail.

Enhance your commercial vehicle coverage and increase your peace of mind by opting into roadside assistance and vehicle replacement costs. With roadside assistance, your employees can count on a variety of roadside assistance options, including tire changing, winching, battery boosting, and up to 10 litres of fuel delivered.

Surety Bond Program

Contract bonds offer assurance to your clients that the contract will be completed as outlined. Bonds through Intact can be issued for general contractors, subcontractors, heavy equipment contractors, suppliers, manufacturers, service operators, and specialty contractors.

In the case that your federal, provincial, or municipal government requires and license bond, Intact has you covered. We are also here if you require customs or excise bonds. Call your Intact insurance broker to ensure your business is fully covered and compliant with all regional requirements.

Industry-Specific Insurance

We know that each industry has different requirements when it comes to insurance. Because of this, Intact has created packages that are tailored to the specific environment that you operate within. An Intact insurance broker can help you ensure you have the best insurance coverage tailored to your specific needs.

Contractors and Construction Businesses

Do you operate commercial or mobile property? Do you have commercial vehicles that are used by employees? No matter the size of your operation, Intact has the insurance options to keep you, your employees, and your assets safe.

Commercial Real Estate

Whether you own apartment buildings or commercial strips, insurance can protect you from a variety of unwanted issues. Somewhat unique to the commercial real estate industry, coverage to consider includes building coverage, loss of income, equipment breakdown, and premises liability. It is also important to know what coverage you need, as opposed to the coverage that would be recommended for any of your tenants.

Farming Insurance

Agri-business can have some of the most unique insurance needs. From protection for your products and equipment to coverage for your livestock, farm insurance needs are as diverse as the job itself. Your Intact insurance broker will ensure that your farming operation has the right levels of coverage that is tailored to your specific needs.

Forestry Insurance

While there are a variety of different businesses and fields within forestry, you need the right insurance for your needs. Whether you're in consulting, building, manufacturing, or ownership, your business would benefit from coverage. Some possible insurance coverage options may include fire fighting expense, pollution liability, and bodily injury/property damages.


Most of us see restaurants, hotels, and bed-and-breakfasts as an oasis away from all of the hustle and bustle of our every-day lives. That is, of course, operating the business IS your every-day life. Possible insurance options for the hospitality industry include business premises liability, host liquor liability, and building and contents insurance.

Personal Care and Beauty

From hairstylists to estheticians, all operators within the personal care and beauty industry should consider protecting some of your most valuable assets. Whether you need protection against equipment breakdown, or commercial property damages, an Intact insurance broker can make sure you and your staff are protected.

Customer-first Intact Insurance Brokers

Intact has made a point of creating a service offering that puts the customer first. Years of building vast financial resources and experience has allowed Intact to offer a variety of advantages to the customer, including passing along savings and discounts. Ontarians have been reaping the rewards of this expertise for years, while also cashing in on the following benefits:

  • Customer-First Focus: Rest assured that your insurance claim will be completed quickly, as we've implemented a policy that ensures your claim is started within 30 minutes of receiving your phone call.
  • My Lifestyle Advantage: The My Lifestyle Advantage insurance package rewards homeowners for any proactive measurements taken to further protect their home. From alarm systems to indicators, clients who take steps to make their home safer are rewarded through this program.
  • My Driving Discount: Drivers with strong driving records can receive up to 25% off their insurance!

Your Intact insurance broker can help ensure that you benefit from these advantages and discounts offered by Intact.

Company History

While Intact has only officially been known as Intact since 2009, they can trace their roots as a company back to 1809, with the establishment of the Halifax Fire Insurance Association. After almost 150 years in business, Dutch insurer Nationale-Nederlanden acquired the Halifax Fire Insurance Association in the 1950s. By the 1980s, Commerce Group and Belair Insurance of Quebec, and Western Union of Alberta were acquired, adding even more options for clients. In 1991, a merger with NMB Postbank created ING Group, which was then re-organized into ING Canada in 1993. By 2004, ING Canada acquired Guardian Insurance (1998), Allianz Canada (2004) and Zurich Canada's (2001) Canadian business interests, with specific interests in home, auto, and small and medium business insurance. Since an official renaming to Intact Financial Corporation in 2009, we have gone on to acquire AXA Canada Inc. (2011), Jevco Insurance Company (2012), Canadian Direct Insurance Inc. (2015), and US-based One Beacon Insurance Group Ltd. (2017).

Where Can I Get An Intact Insurance Broker Quote?

You can get an Intact Insurance quote from Morison Insurance. Our Intact insurance broker experts will ensure you get the best coverage, at a competitive price. We will compare multiple quotes from Ontario's leading insurance companies, and can ensure Intact Insurance is one of the quotes provided to you.

Speak With an Intact Insurance Broker

Get started today by filling out the form on our website or by calling 1-800-463-8074. You'll be so glad you did when you have a conversation with one of our friendly, knowledgeable, Intact insurance brokers. They love to help!
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