Back to School Insurance Savings and Tips

Insurance Savings and Tips for Back to School

As summer holidays have come to an end, it’s time for back to school. Kids everywhere are starting a new year of education. The older ones have moved out to study abroad, far from your home.

Here are some questions and tips about your children heading back to school.

Q: Does a student need their own property insurance to ensure their belongings are properly covered while they are living away from home and attending school?  

Most property insurance policies will extend coverage for your child’s belongings while they are away attending school. Liability Coverage is also extended to them while they are away at school

Q: Do I need to keep my child listed on my car insurance policy while they are away attending school?

Yes – firstly it will help build their insurance history and secondly when they come home they are still able to drive the vehicles.

If one of the vehicles will be going off to school with your child, make sure you let your Insurance Broker know as the garaging address will need to be updated.

Q: Are there home insurance discounts or auto insurance discounts available?

Many Insurance companies offer an “away at school discount". You can save up to 50% of the premium you pay for your child’s insurance if they are attending school and living more than 100 Kilometers from your home.

Statistics show that students who get good grades are less likely to be involved in a car accident. Some Insurance companies offer a “good student discount” to reward young drivers who have obtained an 80% average or higher while attending school.

Get all the discounts you deserve! Call our brokers at Morison Insurance for further information and to see if you are eligible for these discounts.


This blog is provided for information only and is not a substitute for professional advice. Please call our Morison Insurance brokers at 1-800-463-8074 for more information.

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