Protecting your home and car shouldn't mean paying more than you need to. When you bundle home and auto insurance in Ontario, you get comprehensive coverage, bigger savings, and the convenience of managing both policies in one place. Morison Insurance compares quotes from dozens of trusted Canadian insurers to find you the right coverage at the right price, customized to fit your unique needs.
A home and auto insurance bundle combines your home insurance and car insurance policies with the same insurer, unlocking exclusive multi-policy discounts. Instead of managing separate policies with different companies, bundling simplifies your insurance while reducing your premiums. The more policies you bundle, the more you can save. Learn more about how bundling home and auto insurance works.
Bundling home and auto insurance in Ontario gives you access to multi-policy discounts you won't get with separate policies. Insurance companies reward customers who consolidate coverage, helping you save up to 25% on your premiums while maintaining comprehensive protection for your home and vehicle.
Managing one insurance provider instead of two means less paperwork, fewer renewal dates to track, and simpler policy updates. Whether you're changing your address or adding a new driver, bundling home and car insurance saves you time and reduces stress.
When you bundle home and auto insurance, you may only need to pay one deductible if both your home and vehicle are damaged in the same incident, like a severe storm. While this depends on your specific policy, it's another way bundling can save you money when you need it most.
Bundling often unlocks additional coverage options like excess liability protection and umbrella insurance. Many insurers only offer these enhanced protections when you combine multiple policies, giving you better coverage for your home, car, and assets.
Protect essential home systems like your HVAC, heated floors, appliances, and pool filters. Equipment breakdown coverage ensures you're compensated for repairs or replacements when insured perils damage components that aren't strictly part of your building structure.
If your vehicle is in the shop after an accident, loss-of-use coverage ensures you get a rental car, whether the collision was your fault or not. This affordable endorsement keeps you mobile while your car is being repaired.
One at-fault accident can increase your car insurance premiums by hundreds of dollars. Accident forgiveness prevents your rates from rising after your first at-fault collision, giving you peace of mind and protecting your wallet.
With over 70% of home damages caused by water, protecting against flooding, sewer backups, and storm damage is essential. Water damage coverage is a smart addition to your bundled home and auto insurance policy in Ontario.
Over 35,000 Canadians fall victim to identity theft every year. For less than $5 per month, identity theft protection covers legal fees, lost wages, and replacement costs if your identity is stolen, protecting you and everyone in your household.
If an uninsured or underinsured driver causes an accident, you could be left without compensation for vehicle repairs or medical expenses. Uninsured motorist coverage ensures you're protected, even when the at-fault driver isn't.
Yes, adding extra coverage options will increase your premium. However, your overall cost may still be lower than purchasing separate home and auto insurance policies. A Morison Insurance broker will compare quotes to find you the best coverage at the right price.
You can bundle many types of insurance beyond home and auto, including condo insurance, tenant insurance, landlord insurance, cottage insurance, recreational vehicle insurance (ATV, RV, snowmobile, boat), motorcycle insurance, and classic car insurance. The more you bundle, the more you save.
Anyone who owns a home and a vehicle can benefit from bundling home and auto insurance in Ontario. Bundling simplifies your coverage, saves you time, and reduces your premiums, giving you more time to focus on what matters most.
A Morison Insurance broker will compare bundled quotes versus separate policies to determine which option offers better savings and coverage. The best time to compare is during your renewal period.
Yes, your home and auto insurance policies must be with the same insurer to receive bundled discounts. Morison Insurance compares quotes from dozens of Canadian insurers to find the best bundled policy for your needs.
Absolutely. Morison Insurance makes it easy to switch your existing policies to a bundled package. If you're mid-term, a cancellation fee may apply, but your broker will calculate whether switching now or at renewal saves you more money.
Savings vary based on your policy limits, coverage types, and claims history, but bundled home and auto insurance can save you up to 25%. Contact Morison Insurance for a free, personalized quote to see how much you could save.
It depends on your specific policy. Some bundled policies require only one deductible if both your home and vehicle are damaged in the same incident, while others may have separate deductibles. Your Morison Insurance broker will explain how your bundle is structured.
You can compare quotes anytime, but the best time is during your renewal period. Morison Insurance makes it easy to review your coverage options and find better savings each year.
If you're happy with your current coverage and pricing, bundling may not be necessary. However, a Morison Insurance broker can compare your existing policies against bundled quotes to ensure you're getting the best value and coverage for your home and vehicle.
Protect your unit and upgrades.
Coverage for personal belongings, improvements, and liability, while your condo corporation covers the building.
Peace of mind for renters.
Protects your belongings and liability, with coverage for temporary accommodations after a covered loss.
Safeguard your rental properties.
Covers your buildings, rental income, and liability, whether it's a duplex, apartment, or single-family home.
Cottage/Seasonal Home Insurance
Coverage for your getaway.
Protects your seasonal or vacation property from fire, theft, and weather-related damage, even when it's unoccupied.
Extra protection for high-value items.
Insure jewellery, collectibles, or valuable equipment beyond your home's standard policy limits.
Prefer to work with a local team? Choose your community and we'll tailor options.
Our brokers compare Ontario's leading insurers to create a home and auto bundle that delivers the right protection at the right price.
We'll handle the comparisons for you. Connect with a Morison broker and start saving on bundled coverage today.
